{"id":23637,"date":"2025-07-25T12:20:14","date_gmt":"2025-07-25T10:20:14","guid":{"rendered":"https:\/\/phezos-automobili.com\/?page_id=23637"},"modified":"2025-07-25T12:28:52","modified_gmt":"2025-07-25T10:28:52","slug":"leasing","status":"publish","type":"page","link":"https:\/\/phezos-automobili.com\/en\/leasing\/","title":{"rendered":"Leasing"},"content":{"rendered":"
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\u2047 Purchase of a leased car \n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Buying a vehicle through leasing is becoming an increasingly popular option in Croatia \u2013 and for a reason. In developed countries, leasing is one of the most common ways of financing cars, whether new or used. If you are thinking about buying a leased car, here you can find out everything important in one place.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\u2047<\/strong> Types of leasing<\/strong><\/h2>

First of all, it is important to distinguish two basic types of leasing:<\/p>

  1. Operating leasing<\/strong><\/li><\/ol>
    • It's basically about long-term rental<\/strong> vehicles, without the obligation of permanent ownership.<\/li>
    • Contracted participation (approximately 20%)<\/strong> i residual value of the vehicle<\/strong> which is payable if you decide to buy back the car at the end of the contract.<\/li>
    • It is possible Return the vehicle<\/strong> at the end of the contract and take a new one \u2013 often with the same war.<\/li>
    • It is common Limited mileage<\/strong> (20,000-30,000 km\/year).<\/li>
    • Suitable for companies because of more favourable VAT treatment<\/strong> and costs.<\/li><\/ul>
      1. Financial leasing<\/strong><\/li><\/ol>
        • The most common form of leasing for natural persons, especially for used vehicles.<\/li>
        • After paying off all the wars, The vehicle becomes your property<\/strong>.<\/li>
        • No residual value \u2013 the amount is repaid evenly.<\/li>
        • Participation is mandatory<\/strong> (usually 0-20%).<\/li><\/ul>

          \ud83d\udccb<\/strong> What does the process of buying a leased car look like?<\/strong><\/h2>
          1. Choose a vehicle<\/strong> which you want to fund.<\/li>
          2. Request trader's offer<\/strong> (new or used vehicle).<\/li>
          3. Collect necessary documentation<\/strong>.<\/li>
          4. Leasing company makes an offer and conducts an assessment.<\/li>
          5. After approval, the vehicle goes for technical and registration.<\/li>
          6. The vehicle is yours - you use it and pay it through monthly instalments.<\/li><\/ol>

            \u2047<\/strong> Basic conditions and criteria<\/strong><\/h2>

            Not all vehicles are eligible for leasing. The following criteria are mainly considered:<\/p>

            • Age of the vehicle<\/strong> \u2013 up to 9-12 years at the end of the lease<\/li>
            • Mileage<\/strong><\/li>
            • Real market price<\/strong><\/li>
            • VAT status<\/strong> (Some vehicles must be in the VAT system)<\/li>
            • Seller<\/strong> \u2013 must be a legal person, usually an authorised trader;<\/li><\/ul>

              \u2047<\/strong> Documentation required for leasing<\/strong><\/h2>

              For natural persons:<\/strong><\/p>

              • Vehicle offer<\/li>
              • Identity card<\/li>
              • Payrolls (3 months)<\/li>
              • Credit indebtedness certificate<\/li>
              • Additional statements (e.g. GDPR, political exposure)<\/li>
              • Seafarers: additional documentation (seaman's book, contract, payments from abroad)<\/li>
              • Additional forms as needed<\/li><\/ul>

                For legal persons:<\/strong><\/p>

                • Vehicle offer<\/li>
                • GFI-POD and Gross Balance Sheet<\/li>
                • BON 2<\/li>
                • Founding Act and Owner's Declaration<\/li>
                • Identity cards of authorised persons<\/li>
                • Indebtedness certificate<\/li><\/ul>

                  \u2047<\/strong> Costs of buying a leased car<\/strong><\/p>

                  When purchasing, you should count on:<\/p>

                  • Participation<\/strong> (0-20% vehicle values)<\/li>
                  • Casco Insurance<\/strong> \u2013 mandatory for most leasing houses<\/li>
                  • It can be total or just total damage.<\/li>
                  • Processing costs and possible fees<\/strong> (depends on leasing house)<\/li><\/ul>

                    The good news: no cost of vehicle transcription<\/strong> It's like a classic purchase.<\/p>

                    \u2047<\/strong> How to choose a leasing house?<\/strong><\/p>

                    It is important to compare the conditions offered by different leasing houses. Differences can be significant:<\/p>

                    • Maximum age of the vehicle<\/li>
                    • Obligatory participation height<\/li>
                    • Amount of interest<\/li>
                    • Flexibility around casco insurance<\/li>
                    • Processing and prepayment costs<\/li><\/ul>

                      We advise you to contact us \u2013 we will help you find the optimal offer.<\/p>

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                      \u2047<\/strong> Conclusion<\/strong><\/h2>

                      Buying a leased vehicle is an excellent way of financing, but requires good preparation. If you know what you want, the rest of the process can go quickly and easily \u2013 with our help.<\/p>

                      Look at our offer of vehicles available immediately<\/strong> or contact us to import the vehicle to order \u2013 and we can arrange everything together.<\/p>

                      \u2047\u00a0We're here for all your questions.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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                      \ud83d\ude97 Kupnja auta na leasing Kupnja vozila putem leasinga postaje sve popularnija opcija u Hrvatskoj \u2013 i to s razlogom. U razvijenim zemljama, leasing je jedan od naj\u010de\u0161\u0107ih na\u010dina financiranja automobila, bilo novih ili rabljenih. Ako razmi\u0161lja\u0161 o kupnji auta na leasing, ovdje mo\u017ee\u0161 saznati sve va\u017eno na jednom mjestu. \ud83d\udcc2 Vrste leasinga Prije svega, […]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-23637","page","type-page","status-publish","hentry"],"yoast_head":"\nLeasing - Phezos automobili<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/phezos-automobili.com\/en\/leasing\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Leasing - Phezos automobili\" \/>\n<meta property=\"og:description\" content=\"\ud83d\ude97 Kupnja auta na leasing Kupnja vozila putem leasinga postaje sve popularnija opcija u Hrvatskoj \u2013 i to s razlogom. U razvijenim zemljama, leasing je jedan od naj\u010de\u0161\u0107ih na\u010dina financiranja automobila, bilo novih ili rabljenih. Ako razmi\u0161lja\u0161 o kupnji auta na leasing, ovdje mo\u017ee\u0161 saznati sve va\u017eno na jednom mjestu. \ud83d\udcc2 Vrste leasinga Prije svega, […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/phezos-automobili.com\/en\/leasing\/\" \/>\n<meta property=\"og:site_name\" content=\"Phezos automobili\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/p\/Phezos-Automobili-61566336178860\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-25T10:28:52+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/phezos-automobili.com\\\/leasing\\\/\",\"url\":\"https:\\\/\\\/phezos-automobili.com\\\/leasing\\\/\",\"name\":\"Leasing - Phezos automobili\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/phezos-automobili.com\\\/#website\"},\"datePublished\":\"2025-07-25T10:20:14+00:00\",\"dateModified\":\"2025-07-25T10:28:52+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/phezos-automobili.com\\\/leasing\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/phezos-automobili.com\\\/leasing\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/phezos-automobili.com\\\/leasing\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/phezos-automobili.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Leasing\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/phezos-automobili.com\\\/#website\",\"url\":\"https:\\\/\\\/phezos-automobili.com\\\/\",\"name\":\"Phezos automobili\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/phezos-automobili.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/phezos-automobili.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/phezos-automobili.com\\\/#organization\",\"name\":\"Phezos automobili\",\"url\":\"https:\\\/\\\/phezos-automobili.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/phezos-automobili.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/phezos-automobili.com\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/Phezos-Automobili-horizontalno-transparent.png\",\"contentUrl\":\"https:\\\/\\\/phezos-automobili.com\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/Phezos-Automobili-horizontalno-transparent.png\",\"width\":1280,\"height\":830,\"caption\":\"Phezos automobili\"},\"image\":{\"@id\":\"https:\\\/\\\/phezos-automobili.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/p\\\/Phezos-Automobili-61566336178860\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Leasing - Phezos automobili","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/phezos-automobili.com\/en\/leasing\/","og_locale":"en_GB","og_type":"article","og_title":"Leasing - Phezos automobili","og_description":"\ud83d\ude97 Kupnja auta na leasing Kupnja vozila putem leasinga postaje sve popularnija opcija u Hrvatskoj \u2013 i to s razlogom. 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